ADT® Authorized Dealer Serving Kennewick & Surrounding Areas
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September 08, 2026

Will A Home Security System Decrease Insurance Rates In Kennewick?

You bet! The majority of insurers provide discounts for home security systems in Kennewick, generally ranging from 5 to 20% based on a few different variables. Savings can differ quite a bit based on your location, the type of system you install, and the carrier. Discover how to maximize your savings while supplying your family with the highest level of protection

Why Do Insurers Offer Home Security Discounts?

Home security systems reduce the risk of burglary, which means there’s a lower probability the insurer will have to pay a covered claim. If you have monitored CO detectors, fire alarms, and flood sensors tied to your security system, the risk of damage from flooding and fires is reduced as well. You help the insurer by minimizing their exposure to claims. For this reason, they’re willing to provide a discount.

What Kennewick Home Security Systems Give You The Biggest Discount?

It makes sense that you wish to save as much as possible. Here’s how:

  • Get a monitored system. Professional monitoring is the best choice for your household, and it’s generally required by insurance providers to qualify for a discount. Gain peace of mind and save some money while you’re at it.

  • Integrate monitored environmental devices. You’ll likely enjoy a more significant discount by reducing the risk of damage from carbon monoxide leaks, fires, and water infiltration. Having your smoke alarms, carbon monoxide detectors, and water sensors professionally monitored also provides your family an essential backup during emergency situations.

  • Choose a complete security system. Opting for a multi-layered defense with video cameras, motion detectors, window and door sensors, smart locks, and more, will be seen positively by the insurer and result in a bigger discount.

Adding a surveillance device on its own doesn’t automatically get you a discount. Keep in mind that your system should be monitored. 

Steps For Getting Your Home Security Insurance Discount In Kennewick

The first step to reducing your premiums is to call the insurer after installing your home security system. They’ll likely want to check proof such as a monitoring contract or professional monitoring certificate. Top home security providers like ADT have experience with insurers and can help with the necessary documentation.

ADT Systems Check All The Boxes For Insurance Discounts

If you want the best defense and insurance savings, choose an ADT alarm system in Kennewick. Boasting the country’s most extensive monitoring network, ADT provides the best in 24/7 professional monitoring. You’ll also appreciate comprehensive systems with surveillance cameras, smart locks, safety alarms, and much more.

How Much Could You Save? Design Your New ADT System In Kennewick Today

The greatest benefit of ADT security systems is the superior protection they offer your Kennewick family. Getting a discount on your home insurance bills is icing on the cake. Design your new system today by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (509) 240-8704 or submit our form on this page.

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